Buyers — Rebecca King Boston Realtor

Purchase a home with us.

Confidante. Calming Presence. Trusted Advisor.

Our client centric approach allows us to focus on the lifestyle needs of a client and how this move fits into their future financial and personal goals. It is proof that the concept of wellness translates into real estate.

Get to know the buying process.

Step 1.

Engage the services of an agent who you like and trust who also possesses the right combination of experience and market knowledge. Work together to identify your needs and budget. Connect with a lender to begin the pre-approval process.

Step 2.

Begin touring homes. They may not be “the one” but they will serve as a good education of the comps and what your budget might get you. Simultaneously work through the initial mortgage application process with your lender. A good buyer’s agent will be in constant communication about coming soon, new, and off-market properties that fit your search.

Step 3.

Once you’ve found your target property, work with your agent to craft a compelling offer to purchase that has the right contingencies, utilizes a blend of the comparable data and (microlevel) market happenings for competitive pricing, and addresses both parties desired timeline.

Step 4.

Congratulations, you are now under contract on a new home! Now is the time to do your home inspection and additional due diligence on the property, like reviewing condo docs, financials, etc. While you’re doing these, your attorney will negotiate the Purchase & Sale agreement and review its contents with you prior to signing.

Step 5.

If you are getting a mortgage, you will now submit your mortgage application to your lender, and an appraiser from the bank will tour the property to come up with a value. When all docs are in, including a title exam, and your loan has been successfully underwritten, you will receive a commitment. You can also take this time between P&S and closing to measure for furniture, or bring floor people, painters, etc through to plan for any updates post closing.

Step 6.

Just prior to closing, you will do a final walk through of the property to ensure it is empty, that all fixtures remain, and that it is in materially the same condition as when you made your offer. At closing you will sign a closing package that includes the deed, any mortgage related docs and homestead (if applicable). These will then be recorded at the Suffolk Registry of Deeds.

FAQs

A buyer agent’s role is to be proactive, advocate for you, represent your best interests, educate, and provide sound guidance. A knowledgeable buyer’s agent can help you evaluate potential projects and pitfalls, as well as speak to long term gains. Having worked on the listing side often, we know what listing agents and sellers are looking for in an offer and we can help you craft the most competitive offer within your comfort zone. Please reach out for a copy of our comprehensive buyer’s guide.
An earnest deposit is due with the acceptance of an offer to purchase. This is usually in the $1,000-10,000 range. Upon signing a Purchase & Sale Agreement, a deposit of 5-10% of the purchase price, less the initial deposit, is due.
Hundreds of real estate transactions have taught us that an experienced attorney, lender, home inspector, contractor, etc can be the difference between a successful transaction and an unsuccessful one. The right team can also save you time, money, heartache, and headache. We’re here to specifically curate the right one for your needs.
Get in touch! We work with listing agents on behalf of our clients to schedule appointments at times that work for both the buyers and sellers. We also accompany buyer clients on all non-open house showings. If we’re not already working together, let’s start the conversation. We are well connected and often have access to pre-market and non-MLS listings that you could be missing out on.
Decide what is most important and what you absolutely will not do. Common examples of each are location, particular neighborhood/street, the level of renovation or updates that might be required, length of commute, whether a condo has parking, outdoor space, or basement bedrooms. This list, and your priorities may begin to shift as you start touring properties and weighing the available inventory vs your desired timeline.